HEARTLAND OOPS! Overdraft Protection

You will never have to worry about bouncing a check with HEARTLAND's OOPS! (Optional Overdraft Protection System), added to your checking account. With OOPS!, if your account is overdrawn, we'll automatically transfer the money from one of your other HEARTLAND checking,savings, or Money Market accounts to cover the amount overdrawn for a small daily transfer fee of $10.00.